Since 2011, I have worked with Mr. Eddie Kearns multiple times as a private lender. All of the transactions went through smoothly and professionally. Mr. Kearns is reliable, trustworthy and always pays on time. I have a peace of mind knowing that he does due diligence in selecting and keeping up the properties, and maintaining proper insurances. I will surely work with Mr. Kearns again in the future and hope to do business with him for a long time to come.